The R&G Insurance Blog

Welcome Back! (Safely, That Is) It’s been a long 7 months since we have been able to welcome everyone into our offices. We have really missed our R&G Insurance Family! We are so proud of how our team has adjusted as well as our clients, who have been keeping in touch online. Now that our […]

Today, we want to cover some of the more misunderstood car insurance terms. Knowledge is power for most things in life, and that doesn’t end with your auto insurance policy! Deductible A deductible is the amount of money you pay out of pocket before your insurance company pays for any damages when filing a claim. […]

Saving money on home insurance…something that every homeowner wants to do. We thought we would give you a helping hand! Here is some advice on getting the best deal on your policy. Shopping Around It’s important to shop around for the best deal. That’s where we come in! Since we are an independent agent (read […]

Did you know that there is a 40% chance of a business making a business insurance claim over the next 10 years? This takes many business owners by surprise, because they think business insurance claims are caused by an “extraordinary event”. But, this isn’t always the case. To start with, it is crucial to make […]

What is Umbrella Insurance Coverage? Umbrella Insurance Coverage is something you might have heard about. The thing is, not everyone is sure what it actually is, or how it is beneficial to you. So we decided to answer the question: What is umbrella insurance coverage? Umbrella insurance is personal liability insurance. It is used when […]

How do I lower the cost of my car insurance? This is a question we get often…and one that we love to help with! Having car insurance isn’t just a smart decision. In fact, it is often legally required if you have a car. With that said, having just the minimum legal limit is not […]

A little about Renters Insurance: When renting, many people correctly assume that it is the landlord’s responsibility to insure the building and make repairs if necessary. This might be the case. However, as a tenant, your landlord’s insurance will not cover your own belongings, or other events that might happen to the building while you […]

“The best time to plant a tree was 20 years ago, the second best time is today.” The same goes for life insurance. No matter what your age is, the best time to get a policy is today! While you don’t need a specific reason to get it, and you should have coverage at any […]

Why Do You Need an Independent Agent? We believe that insurance doesn’t have to be complicated. Although insurance can seem overwhelming, we strive to make it as simple and painless as possible. When you choose insurance, you are protected. You can have peace of mind over the uncertainties of life. It is an important purchase, […]