How We Save Money on Your Insurance Posted on January 21, 2021January 22, 2021 by rginsurance You want to save money on insurance. Luckily, that’s what we do best! Some might say we’re a match made in heaven. Helping You Save As An Independent Agency We know what people are searching for. Terms like “cheap car insurance”, or “How to save money on my home insurance”, are common…and we get it! Cutting costs on your insurance premiums is a great way to keep more money in your pocket. In this post, we wanted to focus on some of the ways we actively help you save money. Here at R&G Insurance, we are an independent insurance agency. You can learn more about that in our previous blog post. But here’s the quick answer. Being an independent insurance agency means that we quote insurance through multiple companies. Captive insurance agents can only quote for one company. But as an independent agency, we can shop around for you, saving you time and money. The Agent Makes the Difference It helps to be aware that different insurance companies are better for different situations. For example, Company A might have less ideal rates for home insurance, but they could be rock stars for business insurance! Our agents have years of experience. They know which companies to approach for different situations: Have a new teenage driver? Bundling home and auto? Need renter’s insurance? Experienced a recent life change and need life insurance? They also know ways to get the best deal. For example, does your new teenager driver get good grades? That can lead to savings! It’s More Than Price Having an agent that knows which companies to get quotes from, but also takes the time to understand your unique situation, can make a huge difference to your premium. The most expensive insurance policy does not necessarily mean it’s the best policy. In fact, it might mean you are overpaying – both on price and coverage! We want to help you strike the right balance. It’s important to find the deal that works best for you and your budget. Balancing issues such as monthly premiums and deductibles are crucial to getting coverage that works for you! We’ve got the experience and the knowledge to start saving you money today! On average, we save our clients over 25% when compared to their old insurance provider. What would you do with those kinds of savings? R&G Insurance Associates is an independently owned and operated insurance company with 5 offices located around Maryland. We pride ourselves on offering a high level of service where clients feel like family. Come visit us at any of our five locations in Rockville, Glen Burnie, Prince Frederick, Lexington Park, and Manchester MD.