Drive Less, Save Money!

usage-based insurance

Driving Less During COVID-19

From the onset of the COVID-19 outbreak, many people have changed their driving habits.

Some of this is due to taking less vacations and road trips to see family or friends. Due to COVID-19 precautions, people are also taking less “everyday” trips. This includes going to the office, picking up the kids from school, and driving to dinner at a restaurant.

If you’re someone who finds themselves in this situation, then we’ve got some good news for you. By driving less, you can be saving a lot more on your car insurance bills!

(Don’t find yourself in this particular situation? We still might be able to get you a great deal on your car insurance. We save our clients 25% on average when they switch!)

How does it work?

If you’re now driving less than 10,000 miles a year, this is definitely a discussion to have with your insurance agent. This style of insurance (also known as usage-based insurance) is a more recent development, with less people knowing about it overall. Different insurance companies have their own particular ways of approaching usage-based insurance, so talking to an agent is the best way to get specifics.

With that said, keep in mind that there is also a direct correlation between the number of miles driven and the number of accidents. The lower the number of miles you are out on the road, there is statistically a lower chance of you having an accident. This lower risk allows you to benefit with even more savings.

The Bottom Line

With so many people now driving less, usage-based insurance is a very viable way to save money. Speak to one of our agents today to see if this is the right type of car insurance for you!

R&G Insurance Associates is an independently owned and operated insurance company with 5 offices located around Maryland. We pride ourselves on offering a high level of service where clients feel like family. Come visit us at any of our five locations in Rockville, Glen Burnie, Prince Frederick, Lexington Park, and Manchester MD.